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rosemary Rosenfeld03/07/2017 14:41:04
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Shabana Kausar is a seamstress and specifically stitches drawstring backpacks. She lives in an area called Kot Khawaja Saeed in the city of Lahore. She is 37 and a mother to two sons and three daughters. Two of her daughters and one son go to school. Her husband also makes school bags and earns 12,000 rupees (almost $115) monthly. Shabana supplies her stitched backpacks to different retailers in Shah Aalam Market. She has been running this business for nearly two years. On average, she earns around 13,000 rupees (approx. $124) per month. She is now determined to expand her business by increasing her production. However, she has no savings to invest for business expansion. She has requested this loan in order to buy bulk quantities of the raw materials including fabric, zips, strings etc. She is hopeful that she can increase her earnings after this expansion.

rosemary Rosenfeld03/07/2017 14:42:16
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Norah Maduche is a 60 year old mother of four children and she is in the Ukazimukulu group which is based in Glen view, Harare. Ukazimukulu is a vernacular word which means, “Something has come to shine on us”. Norah is a well-known tailor in Glen View she started the tailoring business in the 80s making her an expert in the trade. The other group members are cross border traders and the other one sells second hand clothing. The cohesion of the group is very strong as they have stayed in the same area of more than 30 years. Norah and her group members were introduced to Thrive by a neighbor who also borrows from Thrive. They observed a great change in her business as she transformed her business from a mere vegetable stall to a well stocked tuck-shop. The Ukazimukulu ladies were thus very eager to join Thrive and reap the benefits thereof. Norah has a very strong business in tailoring. She has 4 industrial machines and she hires an assistant who helps her when her orders are high. She normally tailors school uniforms and African attires and has a table at Mbare retail market where she sells her uniforms at wholesale price. She also tailors uniforms for her church mates. Norah is a very industrious woman who helps her husband who is now a pensioner to put food on their table. Norah was given a loan of $500, she intends to purchase the highly demanded java material so that she tailors African attires and sell them and around the country.The group was given a combined a loan to invest in their business.

rosemary Rosenfeld14/08/2017 12:00:05
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Norah Maduche was given a loan to restock African material and school uniform material. Norah is in the Ukazimukulu Group which is based in Glen View, Harare. A great change in her business can be seen from the time she took her loan. Her sales are now increasing as she managed to acquire enough capital for her business. Her orders for java African attires are highly on demand and she is ever busy as she tries to work hard to meet customer satisfaction. With the profits she obtained Norah managed to purchase a steam iron which irons the clothes she tailors without leaving any creases. This will also in turn increase the quality she produces. All the members of the Ukazimukulu have benefited from the loan and the group has successfully paid their first loan on time

.......a message from one of our loanees!

rosemary Rosenfeld14/08/2017 12:03:24
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I had enough repayments to enable us to make 3 loans this month.......

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María Sarango is 54 and a seamstress. She is a single mother with four children. Three of her children are already professionals while the youngest is at university. Maria lives in one of her daughter’s houses in Loja. She runs a sewing workshop. She started her business around 16 years ago having studied dressmaking and obtained the title of Dressmaker. At the beginning, she used to sew for her family and friends as she had only one sewing machine but, slowly, as her reputation spread she people have come to know her work. With the passage of time, she was able to rent a place for her workshop as well as to buy three more sewing machines allowing her to offer a good service to customers. She makes all kinds of clothes, especially formal trousers and shirts. She works alone and a worker is hired when she has many orders to fulfill. Her income is around $470 per month on average leaving her a profit of $230. Maria is applying for a $1700 loan to buy a new sewing machine as well as to buy material for her workshop such as threads, buttons, needles, fasteners and fabric to make curtains and sheets. She plans to repay the loan over 15 monthly installments. She expects to work more efficiently and complete more orders with newer equipment

rosemary Rosenfeld14/08/2017 12:04:57
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Shahida Iqbal is 33 years old and a seamstress by profession. She stitches traditionally styled clothes for women in the neighbourhood. She has been working as a seamstress for almost 15 years and is extremely skilled at her work. She can earn up to 5,000 Rupees (about $48) in a month. Shahida is married and lives with her husband and four children in the small city of Kasur. Her husband works as a labour in the vegetable market earning around 9,000 Rupees (almost $86) every month. To improve her household conditions, she now wishes to increase her overall income. For this, she wishes to improve her efficiency and output. However, she lacks an adequate capital to invest in her business and needs to take out a loan. She wants to purchase some fabric as well as more and better sewing supplies like laces, threads, buttons etc. She figures that she can earn significantly better after she has improved her efficiency and production. Shahida aspires to improve her family’s living standards and is willing to work harder for it.

rosemary Rosenfeld14/08/2017 12:06:24
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Inayat Bibi runs a yarn extracting business from home. She is 50 years old and lives in Kasur with her four children; three sons and one daughter and her husband. All of her children have completed some basic level education. Her husband works and earns 10,000 Rupees ($95) per month. Inayat herself unwinds sweaters and makes yarn using a traditional spinning wheel made with wood. She buys damaged and used sweaters from producers or from the local market. Having extracted the yarn, she sells it to power loom factories in Kasur. She earns about 7,000 Rupees’ profit ($67) per month. Inayat has been in this business for 24 years. She struggles to meet household expenses with her present level of income and hopes to expand her business and earn more. She has requested for a loan to buy more sweaters in bulk and increase her production.

rosemary Rosenfeld19/08/2017 13:07:55
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We have just had this message........

Lettitia Chingama is thankful for the funding that she got from Lendwithcare through Thrive Microfinance. She applied for a loan and receive the loan at a time when she had an exhibition she wanted to attend in South Africa. The nature of the exhibition needed some good quality and well-designed materials which she couldn’t afford with her working capital. When she got the loan, she bought materials which she used to make different designs of clothes for this particular reason. Her designs were really appreciated by quite a number of people and since then she has been receiving orders from highly ranked dignitaries. She also has found more opportunities for tutoring other aspiring tailors. Her profits have increased drastically and according to her, the business is operating at its highest levels. She is hoping to employ one more tailor to help with the work.

Sue 6219/08/2017 18:06:02
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Good news!

rosemary Rosenfeld01/09/2017 13:17:23
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We had enough repayments to ebable me to make 2 more loans....details to follow! Rx

rosemary Rosenfeld01/09/2017 13:22:19
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Ghulam Fatima is Muhammad Yasin’s wife. They live in district Kasur, Pakistan. She is mother of three children. She is running an embroidery business sewing jewels (beads, pearl etc) on fabric for the last sixteen years. Her monthly income is 7,000 Rupees but her domestic expenses are about 20,000 Rupees. She only knows how she is running the household expenses. Her husband’s earnings are 10,000 Rupees. Fatima’s income from her business has not been enough to support her family that’s why she has applied for another interest free loan to expand her business. She says that with the help of this amount she will purchase some more jewels and laces for her work. She promises to return this amount in 20 instalments.

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